📉 Home Equity as a Safety Net: Why Current Owners Are Hesitating to Sell — and What It Means for Buyers, Sellers, and Agents
🏠 Introduction: The Equity Paradox In 2025, American homeowners are sitting on a goldmine of equity. Years of rising home values, combined with historically low mortgage rates locked in before 2022, have created a financial cushion that should, in theory, empower mobility, investment, and lifestyle upgrades. But instead of selling, many are staying put. This … Continued